In 1949, the state of New York passed a disability benefits law. The NYS disability insurance law stipulates a pay-out of 50 percent of the average weekly earnings, up to $170, with a 26-week maximum benefit period and a 7-day waiting period for mishaps and ailments. While the quantity and number of payments are limited, these benefits can be quite useful in providing cash to persons who are temporarily unable to work. Let us find out the categories who are eligible for Short-Term Disability Benefits in New York:
- You must have been wounded or ill while not at work to be eligible for short-term disability payments, but you must have been employed, or recently worked, at the time of illness or harm. Pregnancy is also included.
- An individual who is working or has recently worked (and is collecting unemployment) for at least four consecutive weeks at a job that is regarded to be owned by a “covered employer” is covered by disability.
- Individuals who move jobs from one covered company to another covered company. Short-term disability coverage begins on the first day of work if your employment has been continuous.
- Domestic employees who work for one employer for 40 hours or more. A nanny or personal helper is an example of this.
- Individuals who are not employed by a covered employer yet choose to participate in the program voluntarily.
Cafaro Insurance Agency can provide you with the insurance coverage required by the state of New York to keep you compliant. Our knowledgeable agents are familiar with the standards set forth by New York state law and will assist you in obtaining and implementing the coverage required to assure your compliance. We are open for White Plains, Long Island City, Yonkers, Deer Park, New Rochelle, and Hauppauge, NY surrounding areas. So, hurry and call us now.