Everyone knows that investing in an insurance policy is a wise decision as it provides you with immense financial help with hospital and other medical-related bills here. It is a safety net; so, have you bought one yet? Let our agents from Cafaro Insurance Agency sit with you and discuss the various benefits of a health insurance policy. We have a team of agents who’re quite adept at providing affordable health insurance options which includes small business protection options too. We can boast of getting quotes from Emblemhealth, Be an independent insurance agency that helps us 2 collaborate with such an eminent not-for-profit health insurer that has over 80 years of experience in creating healthier features for customers and communities alike. The people of the regions Farmingdale, Melville, NY, Hauppauge, NY, Huntington, NY, and Smithtown trust us because of our 24-hour nurse hotline and multiple primary and specialty care locations.
Below we have mentioned 3 significant factors to keep in mind while taking health insurance. Take a look.
- Pre-existing medical condition
You might already be feeling from a particular disease before or while you are filing a healthcare insurance policy, but your new health insurance will not cover this ailment as such insurance covers the risk of uncertain events for the future.
- Cosmetic treatments
Major plastic surgeries are not covered here. If you have taken cosmetic treatments, this might affect your health insurance policy. Though there are a few surgeries, especially those done following an accident or an injury, which are covered under medical insurance.
Therapy sessions like acupressure, magnetic therapy, naturopathy, and such other treatments a generally not covered under health insurance. Also, often healthcare benefits do not include injury arising Due to acts of self-harm.
So, if you are planning to purchase a health insurance policy, get in touch with us at 631-321-6165.