Group Disability Insurance & Group Life Insurance Serving Farmingdale, Smithtown, Melville, Huntington, Hauppauge, NY and Surrounding Areas

Add Value to Your Employee Benefits Program

Group life and group disability insurance are becoming increasingly sought-after by both new recruits and top-tier employees. As the cost of medical care continues to rise, so does the importance of maintaining a steady income in the event of a disability. Also of importance is the ability of surviving members of a family to maintain their lifestyle in the event of the family breadwinners death.

Group health insurance is the foundation of any good employee benefits package. However, it has become the expectation of savvy employees, rather than the exception. In order to compete with other companies to attract top-level employees, additional benefits must be a part of the employee’s compensation. Cafaro Insurance Agency offers the additional insurance protection that can tip the scales in your company’s favor.

Options That Work for You

Since the mid 80s, Cafaro Insurance Agency has been an industry leader in providing employee benefits, including popular group life and group disability insurance options. Although they are often referred to as an additional perk, increased demand has made them a vital part of employee benefits and, as such, they have become an expectation among most new recruits. As an independent insurance broker, Cafaro Insurance Agency works with top rated insurance carriers who specialize in providing a variety of Group Insurance products designed to meet the needs of today’s businesses. Group life insurance and group disability coverage are available in a variety of options which can be tailored to meet your particular employee needs.

Group Life

Through our system of insurance providers, Cafaro Insurance Agency offers a broad range of group life insurance products that help employees construct realistic financial solutions to meet their needs.

From the foundational protection afforded by basic term life insurance to whole life insurance, as well as universal life insurance plans that provide both life insurance benefits and tax-advantaged saving options, Cafaro Insurance Agency brings a variety of group life insurance options to meet the needs a virtually any company.

Group Disability

A growing concern among today’s workforce is protecting their income in the event they are unable to perform their job due to injury or illness. More and more employees consider disability coverage to be a serious factor when choosing a job. Cafaro Insurance Agency offers a broad range of products and service solutions that deliver the income protection and peace of mind employees want, while also maximizing productivity and increasing employee retention.

Cafaro Insurance Agency can provide both short-term disability and long-term disability packages to meet the demands of today’s employees.

Contact us with questions and to set-up an appointment!