Employee Benefits, Group Dental Insurance, Group Medical Insurance, Group Health Insurance in Hauppauge, NY

For employee benefits in Hauppauge, New York, Cafaro Insurance Agency is the only logical choice. We have been exceeding the expectations of discerning business people in this area since the 1980s, and we take our relationships with our clients to heart. Believe or not, we have a 95 percent retention rate, and this tells you a lot about the level of service that we provide.

We offer a wide range of employee benefits. If you are interested in group medical insurance in Hauppauge, New York, we can get you the coverage you need, and we also specialize in group dental insurance. Group disability insurance and group life insurance are available through our agency as well.

In addition to these forms of coverage, we can connect clients with key man insurance. If you have never heard of it, this type of insurance protects businesses that rely on someone that is irreplaceable. The company would pay out a benefit if this essential person was to pass away or become disabled.

Hauppauge, NY business partners can also rely on us for buy sell insurance. This is a succession planning tool. To implement this strategy, business partners will determine the value of each individual share. They then purchase life insurance policies on each other with payouts that equal the value of a share. After the death of one partner, the proceeds are used to purchase the share that was owned by the deceased partner from his or her family.

Individual Life Insurance and Medicare Supplement Insurance

Our doors will always be open to businesses that need medical insurance, group dental insurance, and other coverage that can be part of Hauppauge, NY employee benefits packages. That being stated, our offerings do not stop there. We also offer term life insurance, universal life insurance, whole life insurance, and annuities for individual clients that do not operate their own businesses.

Another form of individual coverage that you may want to consider is Medicare supplement insurance. Many people are not aware of the fact that Medicare will only pay 80 percent of costs that are covered by Part B, which is the portion of the program that pays for visits to doctors and outpatient care.

This is just one of the out-of-pocket expenses, but there are others that can add up considerably. You can carry Medicare supplement insurance to fill in the gaps, and we can explain your options to you so that you can make the right choice.

Contact Cafaro Insurance Agency!

You can reach one of our Hauppauge, NY insurance agents right now if you give us a call at 631-321-6165 or 888-335-4233. If you would rather get in touch electronically, send us a message through our contact page.