Choice Plan Health Insurance Selections Serving Farmingdale, Smithtown, Melville, Huntington, Hauppauge, NY and Surrounding Areas
Below are Choice Plan Selections from Cafaro Insurance Agency for the Fourth Quarter of 2019 for Downstate New York. We have selected Long Island insurance plan quotes for Smithtown, Huntington, Hauppauge, Melville, Farmingdale, NY & surrounding areas that we feel are worth taking a look at. For more information, please call us at 631-321-6165
Aetna
| Silver OAEPO 2550 70% | ID: 14041847 (EPOc) | |
|---|---|
| In-Network Only | |
| Deductible | $2,550/$5,100 embedded Ind/Fam |
| Co-Insurance | 30% |
| Out-of-Pocket | $7,900/15,800(incl ded) |
| Office Co-pay | $45 ded waived |
| Specialist Co-pay | $75 ded waived |
| Lab | $45 ded waived |
| X-Ray | 30% after ded |
| Advanced Radiology | 30% after ded |
| Inpatient Hospital | 30% after ded |
| Emergency Room | $750 (waived if admit) ded waived |
| Urgent Care | $90 ded waived |
| Drug Card | 15/65/50%/TCS/100 ded T2-4 |
| EE | $899.51 |
| EE/SP | $1,799.03 |
| EE/CH | $1,529.17 |
| EE/Fam | $2,563.61 |
EmblemHealth
| EH Silver Plus G Prime (HMOc) | |
|---|---|
| In-Network Only | |
| Deductible | $2,550/$5,100 Ind/Fam |
| Co-Insurance | 0% |
| Out-of-Pocket | $7,300/14,600(incl ded) |
| Office Co-pay | No charge visit 1-3 $40 after ded visit 4+ |
| Specialist Co-pay | $60 after ded |
| Lab-PCP | $40 ded waived |
| X-Ray-PCP | $40 after ded |
| Advanced Radiology | $60 after ded |
| Inpatient Hospital | $2,000/admit after ded pre-auth |
| Emergency Room | $500 (waived if admit)after ded |
| Urgent Care | $75 ded waived |
| Drug Card | 20/40/75 |
| EE | $700.93 |
| EE/SP | $1,401.88 |
| EE/CH | $1,191.60 |
| EE/Fam | $1,997.67 |
Empire EPO/PPO
| Silver EPO 3000/30%/7350 (EPOc) | |
|---|---|
| In-Network Only | |
| Deductible | $3,000/$6,000 embedded Ind/Fam |
| Co-Insurance | 30% |
| Out-of-Pocket | $7,350/14,700(incl ded) |
| Office Co-pay | $30 ded waived |
| Specialist Co-pay | $60 ded waived |
| Lab | 30% after ded |
| X-Ray | 30% after ded |
| Advanced Radiology | 30% after ded |
| Inpatient Hospital | 30% after ded |
| Emergency Room | $700 after ded |
| Urgent Care | $75 ded waived |
| Drug Card | 15/50/90 IntDed T2-3 |
| EE | $850.75 |
| EE/SP | $1,701.50 |
| EE/CH | $1,446.28 |
| EE/Fam | $2,424.64 |
HealthFirst
| Silver Pro EPO (EPOc) | |
|---|---|
| In-Network Only | |
| Deductible | $2,950/$5,900 Ind/Fam |
| Co-Insurance | 40% |
| Out-of-Pocket | $7,900/15,800(incl ded) |
| Office Co-pay | $35 ded waived |
| Specialist Co-pay | $70 ded waived |
| Lab-PCP | $35 ded waived |
| X-Ray-PCP | $35 ded waived |
| Advanced Radiology | $70 after ded |
| Inpatient Hospital | 40% after ded |
| Emergency Room | $600 (waived if admit)after ded |
| Urgent Care | $70 ded waived |
| Drug Card | 20/60/110 |
| EE | $687.56 |
| EE/SP | $1,375.12 |
| EE/CH | $1,168.85 |
| EE/Fam | $1,959.55 |
Oscar Circle Plus
| Circle Plus Silver $3500(EPOc) | |
|---|---|
| In-Network Only | |
| Deductible | $3,500/$7,000 Ind/Fam |
| Co-Insurance | 30% |
| Out-of-Pocket | $7,900/15,800(incl ded) |
| Office Co-pay | $25 ded waived |
| Specialist Co-pay | $75 ded waived |
| Lab | $75 ded waived |
| X-Ray | 30% after ded |
| Advanced Radiology | 30% after ded |
| Inpatient Hospital | 30% after ded |
| Emergency Room | 30% after ded |
| Urgent Care | $75 ded waived |
| Drug Card | 25/50/100/200 ded T2-3 |
| EE | $697.17 |
| EE/SP | $1,394.33 |
| EE/CH | $1,185.18 |
| EE/Fam | $1,986.93 |
Oxford Metro
| M Silver EPO 30/80 Gated OHI CNT (EPOc) | |
|---|---|
| In-Network Only | |
| Deductible | $3,000/$6,000 Ind/Fam |
| Co-Insurance | 30% |
| Out-of-Pocket | $7,900/15,800(incl ded) |
| Office Co-pay | $30 ded waived |
| Specialist Co-pay | $80 ded waived |
| Lab | $15 ded waived |
| X-Ray | 30% after ded |
| Advanced Radiology | 30% after ded |
| Inpatient Hospital | 30% after ded |
| Emergency Room | 30% after ded |
| Urgent Care | $80 ded waived |
| Drug Card | 10/65/100 ded T2-3 |
| EE | $626.27 |
| EE/SP | $1,252.54 |
| EE/CH | $1,064.66 |
| EE/Fam | $1,784.87 |