Employee Benefits, Group Medical Insurance, Group Disability, Dental, or Group Health Insurance, Life Insurance, and Medicare Supplement Insurance Serving Farmingdale, Smithtown, Melville, Yonkers, Huntington, Hauppauge, NY & Surrounding Areas

Protecting What Matters Most

Both individuals and businesses struggle to find the right blend of affordability and solid coverage when it comes to selecting life, group health, medical and disability insurance. With a host of providers and so many variables and product options, the process of selection can be daunting. The professionals of Cafaro Insurance Agency understand the frustration involved with deciphering the industry terminology and sorting through the choices in order to find just the right plan.

With years of experience, Cafaro Insurance Agency brings clarity and understanding to individual and group life, health and disability insurance. Our agents have extensive knowledge of the multitude of products offered by the various carriers we represent. Employee benefits packages, plans for group life, group disability, group dental and group health are just a few of the many products we offer to help businesses meet the needs of their employees. We’re equally adept at providing individual life insurance, Medicare supplement insurance and several other insurance solutions for individuals not included in an employer group plan.

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Personal, Professional Service is our Priority

All Employee Benefits including Health Insurance, NYS Disability Insurance, Medicare Supplement Insurance, Buy-Sell Insurance, Key-Man Insurance, Group Life Insurance, Group Dental Insurance, Life Insurance, Term Life Insurance

Simply selling a policy doesn’t serve a client. Cafaro Insurance Agency has earned a reputation by going beyond the one-size-fits-all approach. As an independent insurance agency, Cafaro Insurance Agency has developed a network of several of the nation’s top-rated insurance carriers who share our passion for personal service. These financially secure companies have a history of developing product selections that afford the flexibility necessary to meet a wide range of risk management needs. The Cafaro Insurance Agency team has spent hours of continuous education in order to understand the ins and outs of each carrier’s coverage offerings. Equally important is their individual dedication to learning exactly what you need in order to tailor each product to address individual requirements. We don’t just sell a policy: we deliver customized solutions. Cafaro Insurance Agency gets you coverage.


About the Owner

frank cafaroSince his early days of training insurance agents in the late ’80s, Frank Cafaro has been a household name in the insurance business throughout Smithtown, Huntington, Hauppage, Melville, Farmingdale and other surrounding communities throughout Long Island. From group health, group life, group disability and group medical to Key-Man life insurance, term life, New York State disability and a host of other coverage, Cafaro Insurance Agency has built an agency that combines old-fashioned customer service with the latest technology. Their 95% retention rate is proof that Cafaro Insurance earns the trust of their clients…and keeps it! In fact, Frank is still servicing his very first account. Serving Long Island and various areas in Florida, Cafaro Insurance gets you coverage.

1921 -Store on Mulberry St

May 22, 1921 – Frank’s grandfather’s store on Mulberry Street

Frank’s Grandfather on the left

Contact us with questions and to set-up an appointment!