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Frank Cafaro
26 Railroad Avenue #300
Babylon, New York 11702
office phone: 631-321-6165
cell phone: 516-480-2396
fax: 631-321-6175
Email: info@cafaroinsurance.com
 
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Below are Choice Plan Selections from Cafaro Insurance Agency for the Second Quarter of 2009 for Suffolk County. We have selected plans that we feel are worth taking a look at.
For more information, please call Frank Cafaro at 1-800-295-1178.

Emblem Health EPO
EPO 40/100/1000/750

IN-NETWORK ONLY
Deductible Ind/Fam - N/A
Co-insurance - N/A
Out-of-pocket - N/A
Office Co-pay - $40 Copay/$0 Child
DX/Lab Fees - $40 Copay/$0 Child
Specialist Copay - $40 Copay/$0 Child
Lifetime Max - Unlimited
Hospital In-Patient - $1,000 Copay
RX - $0/30/50/0

Single - 448.22
EE/S - 986.01
EE/C - 855.03
Family - 1,326.85
Emblem Health EPO
DC EPO 3 100%/$2,500 HDHP

Deductible Ind/Fam 2,500/5,000
Co-insurance - 100%
Out-of-pocket - 2,500/5,000 (incl ded)
Office Co-pay - Ded & Coinsurance
DX/Lab Fees - Ded & Coinsurance
Specialist Copay - Ded & Coinsurance
Lifetime Max - Unlimited
Hospital In-Patient - Ded & Coinsurance
RX - 100% after deductible

Single - 265.90
EE/S - 584.99
EE/C - 505.22
Family - 784.42
Emblem Health HMOComprehealthPlan 2 HMO 30/50/1000

IN NETWORK ONLY
Deductible Ind/Fam - N/A
Co-insurance - 100%
Out-of-pocket - N/A
Office Co-pay - $30 Copay/$0 Child
DX/Lab Fees - No charge
Specialist Copay - $50 Copay/$0 Child
Lifetime Max - Unlimited
Hospital In-Patient - $1,000 copay
RX $15 Generic only

Single - 273.30
EE/S - 601.26
EE/C - 522.00
Family - 808.97
Oxford Liberty
Liberty HMO 30/50/500

IN NETWORK
Deductible Ind/Fam - N/A
Coinsurance - N/A
Out of Pocket - N/A
Office Co-pay - $30
DX/Lab Fees - No Charge
Specialist Copay - $50
Lifetime Max - Unlimited
Hospital In-Patient-$500 day/$1,000 max
RX-15/35/75, $100 deductible

Single - 376.54
EE/S - 828.38
EE/C - 696.60
Family - 1,167.27
Oxford Liberty
Liberty HSA E 3/100%/NG (HSA)

IN NETWORK
Deductible Ind/Fam - $2,850/$5,700
Coinsurance - 100%
Out of Pocket - $2,850/$5,700 (incl ded)
Office Co-pay - No charge after ded
DX/Lab Fees - No charge after ded
Specialist Copay - No charge after ded
Lifetime Max - Unlimited
Hospital In-Patient - No charge after ded
RX-RX-10/25/50 after in-net ded

Single - 320.43
EE/S - 704.95
EE/C - 592.80
Family - 993.33
Oxford Metro Liberty
Liberty Ease 50/500/NG (EPO)

IN NETWORK ONLY
Deductible Ind/Fam - N/A
Co-insurance - N/A
Out-of-pocket - N/A
Office Co-pay - $50
DX/Lab Fees - No charge
Specialist Copay - $50
Lifetime Max - Unlimited
Hospital In-Patient - $500 per day up to $2,500 max/cal year
RX - $15/35/75, $100 dedctible

Single - 439.57
EE/S - 967.06
EE/C - 813.21
Family - 1,362.67

Rates and Benefits are for comparative purposes only.
Actual rate and benefit information must come directly from the insurance carrier.